Homes for Sale in Los Cabos

Sometimes a career starts with a plan. Sometimes it starts with a random meeting in Cabo. What began as simply tagging along with a friend turned into an unexpected job offer at Quivira and the beginning of a career in Los Cabos real estate. Funny how the moments you don’t plan can end up changing everything. . . . #LosCabos #CaboRealEstate #RealEstateStories #Quivira #BajaCaliforniaSur #TheBajaBrief

Using a HELOC to Buy Real Estate in Mexico 🇺🇸➡️🇲🇽 One financing strategy I've seen quite a few buyers use is accessing the equity they've built in U.S. real estate. If you have substantial equity in your primary residence or another property in the United States, a HELOC or other home-equity financing may give you access to capital that can then be used toward a purchase in Mexico. You're essentially financing against an asset in the U.S. rather than trying to get a traditional mortgage secured by the property in Mexico. Of course, borrowing against your home comes with real risk, and rates, terms, and qualification requirements matter. But if you already have significant equity and you're looking at ways to finance a Mexico purchase, it's another option worth discussing with your lender or financial advisor. #MexicoRealEstate #CaboRealEstate #HELOC #BuyingInMexico #LosCabosRealEstate #MexicoProperty #RealEstateFinancing

So, How Can You Finance Real Estate in Mexico? 🇲🇽💰 The biggest thing to remember: don't expect a major U.S. bank to give you a traditional mortgage to purchase property in Mexico. That hasn't really been an option for decades, and I don't see it changing anytime soon. But that doesn't mean financing isn't available. You have options such as: • Cross-border mortgage lenders • Developer financing, when available • Seller financing • Borrowing against an investment portfolio • Other asset-backed financing strategies Cross-border mortgages do exist, but they're generally more expensive than what many Americans are accustomed to in the U.S., which is one reason fewer buyers use them. The bottom line: you can finance real estate in Mexico — you just have to understand that the options look very different from financing a home in the United States. #MexicoRealEstate #CaboRealEstate #BuyingInMexico #LosCabosRealEstate #MexicoProperty #RealEstateFinancing #InvestInMexico

1,040 hectares of coastline in Bahía Concepción, home to one of the Sea of Cortez's natural sanctuaries for whale sharks. Just 45 minutes from Loreto International Airport. Land at this scale comes with real responsibility. Any future use, whether low-density residential, an eco-tourism concept, or a long-term hold, is subject to Mexico's full permitting, zoning, and environmental review process. 📍 Bahía Concepción, Loreto, Baja California Sur . . . #TheBajaBrief #LosCabosRealEstate #CaboRealEstate #Loreto

10 shifts our team is making, from advising instead of selling, to protecting energy by choosing who we work with. All from a masterclass this month with Lauryn Dempsey, one of Denver's top agents. Full list, swipe through. 📍 Remexico Real Estate, Cabo San Lucas . . . #TheBajaBrief #LosCabosRealEstate #CaboRealEstate

Paraiso Residences Unit 1408 sits right above the marina: three bedrooms, marina views on one side, city views on the other. Luis Tucker's take: this stretch is walkable enough that you genuinely don't need a car. Medano Beach, downtown, and solid supermarkets are all a short walk away, and the restaurants and bars along the marina keep opening back up at night. It's the kind of location where you stop needing anything else, you just walk around and enjoy the day. 📍 Marina, Cabo San Lucas, Baja California Sur . . . #LosCabosRealEstate #CaboRealEstate #CaboSanLucas #CaboSanLucasLife #MarinaViews

A buyer recently asked me, “Should I have a separate fideicomiso for the land and another one for the house I build on it?” Immediate red flag. If you're a foreigner buying land in Mexico's restricted zone, you typically acquire that land through a fideicomiso. Then you build. You go through the proper construction process: vet your contractor, obtain the appropriate permits, document the construction, and properly complete the required filings. Once the home is completed, you don't normally create an entirely separate fideicomiso for the house. The improvements are documented and incorporated into the existing property records associated with the land and fideicomiso. The land and the house sitting on it aren't two completely separate real estate assets requiring two separate trusts. If you're getting advice that makes something this fundamental sound unnecessarily complicated, that's probably a good sign to get a second opinion from a qualified Mexican real estate attorney or notary.

Can You Use Your Stock Portfolio to Buy Real Estate in Mexico? Another financing option I've seen buyers use is borrowing against their investment portfolio. If you have significant assets held with a firm like Morgan Stanley or Merrill Lynch, you may be able to establish a securities-backed line of credit and borrow against those assets rather than selling them. For the right buyer, this can provide access to capital at a competitive interest rate while allowing the investments to remain in the portfolio. But I'm talking about buyers with substantial assets and a comprehensive financial plan — not someone leveraging their entire retirement or investment portfolio just to afford a property in Mexico. There are also important risks. If the value of the securities securing the loan falls significantly, you may be required to add collateral or repay part of the loan. It's not for everyone, but for buyers with significant investment portfolios, borrowing against those assets can be another option worth discussing with their financial advisor. #MexicoRealEstate #CaboRealEstate #LosCabosRealEstate #BuyingInMexico #RealEstateInvesting #MexicoProperty #RealEstateFinancing